What is ISO (Insurance Services Office)?
Since the early 1970’s cities across the nation have been rated by Insurance Service Office (ISO) according to their ability to protect their communities. This rating is defined by a PPC score from 1-10, with 1 being the highest score possible termed PPC Class 1. Insurance providers factor the ISO PPC score into their calculation to determine insurance premiums for residential and commercial policyholders. Your insurance carrier has the final determination in setting your premiums.
Across the country, 45,521 fire districts are evaluated, and only 393 are Class 1. This new rating places Edmond in ISO’s elusive Class 1 rating, obtained by less than 1% of cities nationwide.
The city went through a lengthy weighted evaluation process where the maximum point values were; 50 points from the Fire Department, 40 points from the Water Resources System, 10 points from Emergency Communications, and 5.5 points from Community Risk Reduction. Edmond totaled 93.2 points putting it in the Class 1 category.
What is our ISO rating in Edmond?
Beginning on Monday, November 1,2021 the City of Edmond will have a new Public Protection Classification (PPC) rating of class 1/ class 2/ class 10.
A community’s PPC rating is determined by:
- The PPC Class 1 rating covers areas within five road miles of a fire station and 1000’ from a fire hydrant. Areas within five road miles of a fire station but not within 1000’ of a fire hydrant will have a PPC Class 2 rating. All other areas outside the parameters of Class 1 or Class 2 will have a PPC Class 10 rating.
- Testing of water supply system, hydrant flows and careful evaluation of available water compared with the amount of water needed for fire suppression.
- Community efforts to reduce the risk of fire, including fire prevention codes and enforcement, public fire safety education, and fire investigation programs
This tool will determine whether you live within Edmond City Limits and what your ISO rating is. Final determination of insurance premiums is determined by your insurance carrier.
|ISO Address Locator|